posted on November 6, 2000 09:04:48 PM new
I have a bidder who wants to use paypal to send me $300.00. If he has $20.00 in his paypal account where does the extra money come from, his credit card or bank account? One spot says any money over your current balance will be charged to your cc but to send over 250.00 you also need to be a verified user and have a bank account on file. And states you can use your bank account to fund your paypal account. So, again, send $300.00 with a $20.00 balance, where does it come from?
posted on November 6, 2000 09:50:56 PM new
I hope you get a response from spme well informed individual...I have an item that I am holding off on listing because I am not sure what will happen with my PayPal...I don't wanna pay any feesto PP as I am a part time seller, but this ONE transaction could put me over the $500 cap is payed with CC..and ANYONE with a debit card linked to their bank account will count as a CC transaction (IMO)...any help here?
Keith
I assume full responsibility for my actions, except
the ones that are someone else's fault.
posted on November 6, 2000 10:36:12 PM new"I have a bidder who wants to use paypal to send me $300.00. If he has $20.00 in his paypal account where does the extra money come from, his credit card or bank account?"
Its up to the buyer, he can select to pay from either. PayPal has it set up to encourage people to pay from their bank account if that's any help. Bottom line is the buyer chooses.
posted on November 7, 2000 02:29:05 AM new
As a buyer I can answer this one. You have the choice of credit card or bank account. Paypal offers you a discount if you take it from your bank account. As a seller, if I pay with my bank account, it does not count as part of your six month limit.
posted on November 7, 2000 03:51:31 AM new
Concerning the Buyer's Desire to Pay via PayPal for $300.00 item. Where it comes from is really not an issue as long as you confirm it is in your account. The Buyer is responsible for paying regardless of where it comes from but please make sure it is in your account prior to shipping and don't just go by the generated email from PayPal. I received one such email and the funds were never transferred because the buyer's credit card was over limit. She continued to try to convince me I was "paid" because she received the same email though was never actually charged
posted on November 7, 2000 09:58:40 AM newubiedaman a debit card linked to a PayPal account does act like a credit card. For those of you that do have a debit card and bank account attached to your account: if you decide to pay with the checking account and the debit card is for the same account, they will hold your money twice until it clears. I never pay with my checking account now.
posted on November 7, 2000 12:45:46 PM newWhere it comes from is really not an issue as long as you confirm it is in your account Yes it does. My buyer does not want the excess $ taken from his bank account. He wants it to come only from his credit card.
