berkeley
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posted on April 17, 2001 11:31:28 PM new
I was just checking my bank accounts online and see a $25 for a NSF fee. I don't bounce checks I say to myself and get on the phone to the bank. Well apparently I do and I can't remember if I sent a US check and to whom but evidently I was planning a visit to the bank to put some actual funds into my brand new account and promptly forgot. I guess there is a consolation as I think all the sellers I've purchased from have left + feedback already so I can't be negged (although it would be deserved). I just deleted all my buying emails that were over a month old earlier tonight so I have no idea. I've been emailing sellers that may be the one and have a trace on the check.
Anybody else do something this stupid? Tell me you did to make me feel better...please?
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jema
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posted on April 18, 2001 12:10:00 AM new
I love the title of this thread! 
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BlondeSense
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posted on April 18, 2001 12:15:30 AM new
You mean today?!?
Of course its only 2:15AM here, give me time....
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mcbrunnhilde
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posted on April 18, 2001 12:31:07 AM new
Berkeley, it happens to EVERYONE eventually!
While I consider myself to be extremely responsible about my checking accounts, I have occasionally added where I should have subracted or forgotten to write a check in my register. Fortunately, my bank offers overdraft protection either with their own Visa/MasterCard or with a savings account. Yes, it costs me some money when they have to make a transfer, but it's not nearly as much as an NSF fee--and I save the embarrassment of having someone get my bounced check!
You might want to give your bank a call, because they could tell you which check bounced (if there's only a central customer service number, they could transfer you to your branch if they don't have the info, so make sure you call during business hours). There's even a possibility that the check wasn't returned at all. My bank's computers will automatically overdraw someone if the overdraft is small (maybe $5), but they'll still charge the NSF fee. You say this is a new account, but if you have had another account with this bank for some time, you could even plead with an operations officer to reverse the fee since you've been such a good and loyal customer for the past XX years!
Good luck finding the check!
Without eBay, I might have a real life... 
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misscandle
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posted on April 18, 2001 01:58:37 AM new
Berkeley, with all due respect, you made a tiny, understandable error. You are not a moron. To achieve true moron status, you will have to walk a mile in MY moccasins:
1. Have you ever SUBTRACTED the shipping charge from the buyer's winning bid and presented them with the difference as their total due?
2. Have you ever paid $1.10 to insure a $0.99 item?
3. Have you ever called a friend's second wife by the first wife's name? Was it at their wedding? During a toast?
4. Have you ever gotten into your car after a hard day's work and driven home only to find that this was the house you used to live in 3 years ago?
Yep, if you want to earn the title of moron, you'll have to start playing in the big leagues like me. What I don't know about "moronosity" ain't worth knowing!
Hope this makes you feel better. 
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eventer
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posted on April 18, 2001 05:09:02 AM new
berkeley,
Happened to me once when the bank put the funds in my savings account rather than my checking account.
Mercifully after I pointed out I had written the correct account on the back of the check, THEY had to contact all the places & pay their fees on my behalf plus write a letter of apology.
THANK YOU on behalf of sellers everywhere for taking the time to try & find out which seller this might be & notify them! If you were MY customer, I wouldn't be thrilled to have a check bounced but if you let me know it had happened & were replacing the funds (and willing to pay any bank fees I might have incurred), I wouldn't leave you a neg.
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zoomin
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posted on April 18, 2001 05:50:26 AM new
misscandle
(is that you, sis?)
>>>Anybody else do something this stupid?
Tell me you did to make me feel better ... please?<<<
With no where left to look, a true moron can usually find her keys in the refrigerator.
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eventer
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posted on April 18, 2001 05:56:21 AM new
A REALLY professional moron is one who agrees to meet her husband at a particular restaurant for dinner. They meet there & discover each thought the other one was picking up the kid from after school care (15 miles away in heavy rush hour traffic with 10 minutes to go before it closes for the evening).
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jwpc
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posted on April 18, 2001 06:02:40 AM new
misscandle
Priceless!
Regarding lost items, my husband has told me a VERY simple solution, the lost item is ALWAYS, ALWAYS, in the last place you look!
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ashlandtrader
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posted on April 18, 2001 09:47:27 AM new
I could go on and on with my "blonde moments" and you would have to feel better.
One time I went to a very sad movie by myself and I was leaving the theatre and walking out to my car. I was trying very hard NOT to cry as the end of the movie had really got to me (and I do not cry in public-- I have a hard time crying in private as it is). It was at a busy mall and there were people all over so I am trying my best to NOT draw any attention to myself as I wander over to "my" car and begin to try to unlock the car door. Hmmmmm... funny the door won't seem to open. I look in the back seat and there is a carseat just like my daughters and a bunch of toys just like it is my blue car but then I realize that I am trying to open up SOMEONE ELSE's car door. Another blue car-- Not my car! Now I have to nonchalantly try to walk away and figure out where I could have possibly parked since I obviously left my mind with the car in the first place. Wasn't easy but I had a great, long laugh at myself later. Now that is a moron!
I think almost everyone has made a mistake with a checking account at some time or another-- it happens. Don't sweat it! :0)
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Valleygirl
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posted on April 18, 2001 09:59:55 AM new
I used to be extremely intelligent. I could see a piece of paper (on my job), then a week later, describe it accurately and even quote from it.
No one told me that getting old would mean I would lose my mind. Nobody. If I had known, I might have taken better care of it.
Not my name on ebay.
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zilvy
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posted on April 18, 2001 10:07:10 AM new
My personal favorite...dark evening hubby drops me off and will wait while I go into huge Wallgreens Drug Store to find items that are desparately needed. Needless to say it took longer than expected...I was so pleased to finally get out and tickled that I had all of the hard to find items I jumped in the car and proceeded to tell him all about my finds while pawing through the bag. NO response from the driver...WHY? this stuff was for him...Because it was the same car with a bearded driver who was not MY HUSBAND! Hubby had pulled across the lot for a quick stop in a hardward store.
HEEEEELLLLLPPP!! I jumped out so fast the guy never said anything just kept looking at this flake!!
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shaani
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posted on April 18, 2001 10:11:36 AM new
I am blonde and I have also admitted here (along with a few others) that I have taken trips to Planet Clueless. I can also admit that I have been a moron on occasion.
I think under AW's policies we are not allowed to call others a moron but we can still refer to ourselves as one.
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lanefamily
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posted on April 18, 2001 01:00:59 PM new
I had this happen once. Forgot to move money between accounts. I quickly deposited money in the account. The second time it came through (they will try a second time) it cleared and all was fine. The person never even knew it bounced the first time.
Remember I was a young stupid moron then, I would never do that today, I got overdraft protection
Jim
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flynn
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posted on April 18, 2001 04:20:51 PM new
Hey Berk:
How's this one!?!
I once wrote a large check on a Friday evening and on Saturday morning I called the bank-by-phone system and transferred the money. No problem, right? WRONG!!!! Three days later I get a notice for a $2000 bounced check! Ouch! I thought the same thing you did, until I went down to the bank and after a few minutes the teller and I realized I transferred money out of the account the check was written off to the account I THOUGHT I was transferring from! Boy did I feel like a total MORON that day!
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redskinfan
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posted on April 18, 2001 04:33:50 PM new
I recently received a "not a bill" for my student loans for $0.00. I was feeling like being a smartass...so I wrote them a check for $0.00 and mailed it in. It cleared the bank with ease
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eventer
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posted on April 18, 2001 04:49:22 PM new
...being a smartass...
Guess all that education paid off, huh?
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berkeley
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posted on April 18, 2001 05:22:12 PM new
Thanks everyone! You have made me feel much better. I have a trace on it right now to find out who it was made out to but it will take about a week. Either I took a trip to Planet Clueless (I loved that one shaani!) or another possibility that the bank mentioned is that someone has cheques with my account number - now that is more than a bit scary. I guess printing errors like that happen all the time. Thanks for all of your moron stories. Keep them coming!!!
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gs4
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posted on April 18, 2001 07:26:50 PM new
No you are not, if you were you would now be selling your ebay stuff out of the white house.
[ edited by gs4 on Apr 18, 2001 08:27 PM ]
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MAH645
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posted on April 18, 2001 07:41:59 PM new
How about getting ready to pay a few bills and opening your checkbook to discover your out of checks.Time to buy money orders.
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curlectables
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posted on April 18, 2001 08:49:57 PM new
I just had to share this "wrong car" story from 50 years ago. At that time I drove a Chevy. It was black and my guess would be the city I lived in Queens, NY had at least 5 million of them. Well one night I came out of the department store I had been shopping in, walked down the street, opened my car door with my key, got in and drove away.
Normal everyday procedure, eh what? At the first stop light, I glanced down to make sure my pocket book was closed and noticed red plaid seat covers. BIG PROBLEM, BECAUSE MY SEAT COVERS WERE GRAY! Drove around to block, heading for the old parking space. (Passed my own car on the way too) No luck, spot was taken.
What to do, what to do! Drove around again. Parked as if I was going into the space my car was occupying. Got out. Went to my car, moved it up and double parked, returned and put the strange car in my car's spot.
BOUGHT ONE OF THOSE RACCOON TAILS FOR THE RADIO ANTENNA THE VERY NEXT DAY!
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CleverGirl
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posted on April 18, 2001 09:14:25 PM new
Printing this to read the next time I am a moron, which should be (looks at watch) oh, tomorrow at the latest.
One of the best threads I've read in a while.
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shaani
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posted on April 18, 2001 09:24:01 PM new
This is the Planet Clueless thread for those that may have missed it:
http://www.auctionwatch.com/mesg/read.html?num=2&id=301723&thread=300996
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berkeley
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posted on April 20, 2001 06:55:11 AM new
Well it turns out I am not a moron after all (well in this instance anyways). The bank messed up and tried to debit me for my new cheques out of that account. Under my plan I don't pay for cheques. That's relief as I couldn't figure out who I would have sent a US cheque to.
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zoomin
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posted on April 20, 2001 07:08:53 AM new
shaani:
thanks for the planet clueless link, PIMP!
next time please warn in advance so I can put on my depends .
BTW, it's a great place to visit, but I wouldn't want to live there!
only ZOOMIN here 
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eventer
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posted on April 20, 2001 07:20:08 AM new
In this case, it's the BANK who's a moron.
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