ksedar
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posted on October 26, 2001 05:25:01 PM new
I just won an auction for a much desired widget. In listing they say they take checks, money orders, and paypal. They have the little paypal logo. I get their end of auction notice and they give me the final price for widget plus shipping. Then it says add 2.00 if using paypal. I would have used paypal probably but I hate to be extorted out of money like that. I sell and accept paypal but I don't ask for extra for that. But I want my widget so bad (had lost out a couple other times in the pursuit of this widget!) that I don't want to wait for snail mail to deliver payment. Should I rock the boat by saying something about the "surcharge"? The auction is binding, right? Sorry about posting a new topic on an old subject. I couldn't find the other topic. Venting...venting....
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wowwow85
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posted on October 26, 2001 05:41:16 PM new
retailers are not allowed to ask for extra to cover cc processing,you should point out to them.
they cannot deny you the widget as you are the high bidder.
if you turn them in to ebay,they may get suspended.
you can do electronic check via paypal or bill point
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dadofstickboy
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posted on October 26, 2001 05:41:33 PM new
Adding 2 bucks for paypal is illegal.
Take from there!
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vargas
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posted on October 26, 2001 06:40:13 PM new
There's nothing illegal about it (PayPal is the merchant of record. PayPal members are not.) BUT it is against PayPal's TOS and eBay rules.
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wowwow85
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posted on October 26, 2001 06:51:11 PM new
i think it is illegal,in land retail stores,they are not allowed to do that,you can report them.
i just recently went into a place for ice cream and smoothie,there is a sheet of paper taped across the cc machine which said cc is not working.
owner lamented business has slowed down a lot sincd 9/11 ,also as weather turns cool.
as a buyer if the seller said i prefer check over paypal or billpoint,i understand.
sending electronic check will save you 34 cents postage.
but if you dont have the cash in the bank or with paypal,then you have to use cc.
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ksedar
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posted on October 26, 2001 07:09:54 PM new
I don't need to do an electronic check or anything, the money is in my paypal account already. The seller doesn't take billpoint either, that would probably be extra too anyway. I will probably just suck it up and pay the 2.00. Thats how bad I want my widget. I'm a wimp! =(
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dadofstickboy
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posted on October 26, 2001 07:32:00 PM new
vargas:
It is Illegal!!!
ksedar:
Go ahead and buy it since you want it.
But maybe next time you are told to add for electronic pymt. think of forwarding email to Ebay or PayPal.
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dschulma
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posted on October 26, 2001 07:48:23 PM new
Pay for the item, wait to receive it and the sellers feedback, then turn him into eBay and PayPal.
David.
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amy
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posted on October 26, 2001 07:48:53 PM new
It is illegal for PAYPAL to charge the credit card user a surcharge as PAYPAL is the one with the merchant account, not the paypal using seller. It IS against paypal and ebay rules for a seller to charge the surcharge but there is nothing ILLEGAL about the seller charging the surcharge.
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vargas
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posted on October 26, 2001 08:53:38 PM new
amy has it right.
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wowwow85
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posted on October 26, 2001 09:19:19 PM new
if you are sending fund from your paypal account,there should be no paypal fee to the seller.
only if you do a charge with your cc,there is a fee to seller.
thats what i understand how paypal works.
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dadofstickboy
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posted on October 26, 2001 09:22:40 PM new
vargas & amy:
You are misimformed.
A friend of mine owns a gas station about a mile from me. He used to take AMEX CC's. The amount they charged him was quite high per transaction, so he would tell his customers if they used AMEX he would add to the charge. Well AMEX found this out and came and pulled his machine & closed his Acct. Now to me this sounds illegal. Now all CC Co's add a charge to their customers,the seller,but they can not pass it on to their customers, the buyer. At least not as a direct add on, you have to hide it into the cost somewhere.
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vargas
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posted on October 26, 2001 09:23:30 PM new
wowwow85
If the seller has a premier or business account, there's always a fee -- no matter whether the buyer uses a credit card, e-check or pays from the balance in his/her PayPal account.
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vargas
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posted on October 26, 2001 09:33:15 PM new
dadofstickboy
That's apples and oranges.
Your gas station friend had a merchant account --- a direct agreement with American Express.
In the case of a PayPal account, the seller does not have an agreement with VISA or Mastercard...and does not have a merchant account. The seller is not directly accepting credit cards. PayPal has the merchant account and is accepting credit cards.
The seller is simply accepting payment via PayPal.
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SandmansGirl
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posted on October 26, 2001 10:04:59 PM new
My guess is that the $2.00 surcharge added to the auction is a result of the fee Paypal charges the seller to send a "Paper" check once a bidder has paid for the auction. For a electronic transfer it is free!! Hope this helps for future reference.
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wranglers
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posted on October 26, 2001 10:05:11 PM new
This one again?
dadofstickboy if your friend would have done like every gas station that has two prices you can post a credit price and offer a discount if you pay with cash.
PayPal is the one that is charging the card not the person that ran the sale on ebay. I really think you would be hard pressed to make it stick in a court that the seller on ebay can't recoup those fees. The only thing that you would be doing wrong by charging a fee to use PayPal is breaking PayPal and eBay rules, which both wouldn't really stand up in a court either. PayPal in actually passing along the fees that the CC companies are charging them to clear the transaction so if your argument is to stand that it is illegal for us to charge a fee it is far more illegal for PayPal to pass along the charges they incur with us. After all PayPal is the one that signed the agreement with the CC companies not the seller.
If it is illegal to charge the person presenting the card a fee to do so someone better explain that to C2it, you know them Citibank. They charge the fees to the person that presents the CC not the person receiving the funds. PayPal needs to pull their head out of there rear and adopt the c2it way of doing business and they would double their business overnight. Also it would keep the stupid people that send payments from sending the monies for the item, then send another saying oops here is the shipping, oh here is one more I decided to insure the item. OK now send me another 2 buck to cover all the extra fees you just cost me you.
It doesn't much matter anyway, ebay is dead, between the increase in listing fees, mismanagement on ebays part with features we don't need and want, PayPal will probably be raising fees again, and then there is the anthrax BS, yes I have received about 8-10 emails from people now worried about anthrax in their mail. we're all going to go down the tubes anyway.
eBay fees are like being slowly pecked to death by chickens!!!
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eastwest
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posted on October 26, 2001 10:42:05 PM new
If you really what to get them . Send the money without the 2.00 added . the bidder will get the percent taken off the total that you give the first amount . Say it was 20.00 and they want 2 dollars for paypal . First this is wrong they can not do this . So send them the 20.00 . Paypal will take the percent off the 20.00 . If they complain and ask fro the money send them 2.00 more . Then they get even less from the two dollars
hehehehe
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