posted on January 13, 2004 09:46:00 AM new
I have been beating my head against the wall. I have the personal account. I don't accept credit card payments. When I click the deny button seems most are offended, Why did you DENY my good faith payment? I have asked many to send me what pay pal says to them as to the reason payment was Denied. No one ever forwarded me anything. I finally FOUND the REASON sent to them by pay pal.
The receipiant Joe Smith has denied your payment on 12/13/04.
THAT'S a REASON? BULL! That's a STATEMENT sent to them Via pay pal.
No wonder they get SOOOOOO upset. It's like a slap in the face!
The reason Should state, Seller does not accept credit card payment as this is a Personal account.
NOW I will send a short e mail explanation and THEN click deny.
Thnaks for making it SOOOOOOOOO easy pay pal and understanding to the buyer.
They WANT us on the SO called PREMIUM account!
Insult the buyers and make us, the sellers look rude.
MY Powersellers logo.
Annnnnnd,,,,,,The beat goes on...yeah the beat goes on,,,,,
posted on January 13, 2004 10:29:14 AM new
what do you expect from a free service??
-sig file -------the lobster in the boiling pot of water who tries to prevent the others from climbing out.
posted on January 13, 2004 10:32:41 AM new
Jackkk why don't you write paypal an email and ask them to do that. I know coming in here won't help you but if everyone that had a personal account with paypal and emailed them they just might change it. Or better yet write in your TOS that you don't accept Credit card payments through PayPal.
posted on January 13, 2004 10:39:57 AM new
Why does Paypal even have free Personal Accounts? I thought maybe Paypal did that to help establish their service in the beginning. It's time for Paypal to drop the Personal Accounts altogether? Aren't the Premium Accounts subsidizing the Personal Accounts?
-------------- sig file ----------- *There is no conclusive evidence that life is serious*
posted on January 13, 2004 11:24:02 AM new
jack,
i know you sell a lot on ebay,why cant you bury that 30 cents transaction and that 2.2% in your shipping and handling fee?
yes,those who pay are subsidizing those who do not.
-sig file -------the lobster in the boiling pot of water who tries to prevent the others from climbing out.
posted on January 13, 2004 11:25:45 AM new
you can also ask them to do ACH,automated clearing house-if they do banking online,they can send you money that way.
-sig file -------the lobster in the boiling pot of water who tries to prevent the others from climbing out.
posted on January 13, 2004 04:33:48 PM new
paypal personal account is not meant for high volume business activities.
your geat aunt in montana or grandma in florida usually send money from their bank account,not their credit card.
-sig file -------the lobster in the boiling pot of water who tries to prevent the others from climbing out.
posted on January 13, 2004 04:37:18 PM new
I have a Premier account with PayPal, but still have it set up where there are some payments I can accept or deny. When I deny them, I get a box that I can type in, explaining the reason for the denial. Do you not get that on a Personal account?
__________________________________
"I have neither the time nor the inclination to explain myself to the people who sleep under the very blanket of freedom I provide, and then question the manner in which I provide it. I'd rather you just said 'thank you' and went on your way." - A Few Good Men
posted on January 13, 2004 04:58:57 PM new
Do you all remember when 'always free' PayPal did not charge at all? They made their money on the 'float'. Those were the good old days! P.S. I have had a Premier account for a couple of years now.
posted on January 13, 2004 05:16:35 PM new
I had,,,,,,,,,the premium account(3years) until last month when I read right here that you could get the personal account status BACK. I paid them WELL over $6000.00 in FEES.
STOP,,,,,,I expect them to give my customer the REASON.
Libra,,,,Good idea, they NEVER listen. Rubber stamp relies.
ACE,,,,,,,
Tom,,,,they NEED to re word that statement. There was no refuse mentioned anywhere,,I simply resigned up with their personal account.
STOP,,,we are ALL trying to save a little here and there. Yup I know how to do that. I just want pay pay to EXPLAIN why the denial.
Again STOP, when I originally had the personall account I had NO problems.
WGM....there is no choice. Denied payment. period. It' wrong! No opportunity to say the real reason with this personal account.
Pm,,,,,yup and I left them some very nice interest bearing funds in my account as a very understanding HOW they made money Thank you.
There is another thread as most of you know going related directly to this.
Thanks for your time and input.
MY Powersellers logo.
Annnnnnd,,,,,,The beat goes on...yeah the beat goes on,,,,,
posted on January 13, 2004 06:00:35 PM new
Again, for me, does not seem worth it to deal with the hassle of rejecting payments from people who have no idea why. Don't expect paypal to change the wording, you are indeed rejecting their payment.
posted on January 13, 2004 06:25:09 PM new
Once I get those friggin' logos off my auctions all will be WELL. I have found other sellers that take pay pal and DO NOT show credit card logos. They make it EXTREMELY tough to figure out HOW to REMOVE those logos. In the meantime I state, NO CREDIT CARD pay pals.
MY Powersellers logo.
Annnnnnd,,,,,,The beat goes on...yeah the beat goes on,,,,,
posted on January 13, 2004 07:37:39 PM new
Jack...Change your Ebay password and Paypal can't put logos or anything else in your auctions. Put your own paypal conditions in instead. If Paypal won't do it, then do it yourself.
The light at the end of the tunnel will turn out to be an oncoming train.
posted on January 13, 2004 07:59:20 PM new
Sparkz,,,,,I have said it before and I will SHOUT it Again,,,,,,,SPARKZ is pure Genius! Yup,,,,yer right!! Thanks! Simple solution to MAJOR problem.......Thank YOU!!!!!
For those who want to down grade,,,,Change yer password and then,,,,,,,,pay pal CANNOT insert those credit card logos......
Thanks SPARKZ..........WE ALL thank you! Yer the BEST!
MY Powersellers logo.
Annnnnnd,,,,,,The beat goes on...yeah the beat goes on,,,,,
posted on January 13, 2004 08:17:08 PM new
Check the new rules. In Feb they start a new program. They will only do (I think 1,000). Then you must upgrade. just thought I'd let you know.
He's right change pass word, you can also go into description and delete html
posted on January 13, 2004 08:20:09 PM new
Jack,
Please check out my Custom Listing Text that appears in everyone of my auctions. This helps the people to understand my Payment and PayPal policies. I also remind them again when I send the WBN thingy from Vendio. It helps to eliminate a lot of the denials. I also have changed my password at E-Bay and that keeps PayPal out of the listings.
Next, when I list an item or re-list, I un-check the PayPal box in the Edit mode. Once you have un-check that box, the listings will go on without that stupid Logo that PayPal uses to draw people. Another place in Vendio also lets you to insert a link to Western Union Auction Payments when the bidder fills out the WB response.
It takes a little time to get the references out of the auctions, but it can be done.
Now we have to find out about the newest PayPal policy about not letting you accept more than a Grand a month begining in February.
posted on January 13, 2004 08:26:22 PM new
Here it is:PayPal is introducing a new policy around the use of PayPal Personal Accounts. Effective February 12, 2004 the amount of money that a Personal Account will be able to receive will be limited to $1,000.00 USD per month. Therefore, only payments received from eBay or website sales will count towards the receiving limit.
posted on January 14, 2004 06:11:22 AM new
read the above-
the use of the word-THEREFORE is misleading.
what paypal is saying is that you can receive millions of dollars from your aunt in montana and it is okay,but you can only receive 1k from ebay,auctions and website sales.
personal account serves personal transactions,if you are running a business selling from your website or auctions,you should pay your pimp.
-sig file -------the lobster in the boiling pot of water who tries to prevent the others from climbing out.
posted on January 14, 2004 05:16:44 PM new
Do any of you remember back when Paypal was free? Then they started limiting the amount of credit card payments you could get a month and they kept lowering the amount until it was none. I think the will probably do the same thing here.
posted on January 14, 2004 07:18:39 PM new
I am not promoting PayPal. But when you first start a business, use business sense. Introductory offer, ect ect. They are a business, as such use them or not. Your choice. As for their banners, ads, it is very easy to remove them. just go back and uncheck and pick your preferences. As for me, I like not waiting for checks and money orders. I choose to use them. This is a free country only in choices, everything else we pay for. (tongue in cheek).
posted on January 14, 2004 09:12:40 PM new
That's a nice argument if that is what really happend. The problem is they were promoting FREE FREE FREE ALWAYS FREE. Nothing about an introductory offer.
Jack, your original post. When the heck did you learn english? Personally glad to see you post in english. It is quite refreshing.
I had posted this a few weeks ago and I believe it applies more now then ever. You should have two accounts. One personal which would be your default account. Then if someone pays with a credit card, you reject it then send a payment request from your business account. Unless you are selling tens of thousands of dollars paid through PayPal, I would bet that your receiving limit on the personal account wouldn't be reached. Or even if it did, you could send a payment request from your business account for the short time until you get back under your limit.
posted on January 14, 2004 10:08:24 PM new
Which begs the question: when will PP eliminate the PERSONAL account program??
If thousands of feeBay sellers are willing to stand on their heads + jump thru hoops in order to avoid PP's fees, wouldn't it make sense for PP to overhual the PERSONAL account fiasco??
Say with either a $100 or 5 transaction/ month limit would seem reasonable??
posted on January 15, 2004 06:37:07 AM new
what is free today??
-sig file -------the lobster in the boiling pot of water who tries to prevent the others from climbing out.
[ edited by stopwhining on Jan 15, 2004 06:57 AM ]
posted on January 15, 2004 07:37:23 AM new
FREE FREE FREE ALWAYS FREE,
I cant wait for all the streetwalkers giving themselves away FREE FREE FREE ALWAYS FREE
-sig file -------the lobster in the boiling pot of water who tries to prevent the others from climbing out.
posted on January 15, 2004 12:22:11 PM new
I'll admit it. I'm Petty!
I wish Paypal would limit it to 5 or so transactions a month for personal. I pay. Why, because i am a business and should pay.
So, everyone else should pay that is a business as well.
Remember. When the IRS audits you someday and you have a "personal" account it could help persuade them you are only a "hobby" seller which would mean NOTHING is deductible and all income is reportable.
posted on January 15, 2004 01:07:55 PM new
when a buyer pays the seller with his credit card via paypal,paypal has to pay a transaction fee and a discount fee to its merchant account provider,i dont know what rate it has negotiated,my guess would be more than 1 % and less than 2 % due to its volume.
paypal turns around and charge premier and business account 2.2-2.9 % discount fee and a 30 cents transaction.
so paypal gross profit is the spread between the 2 rates.
with personal account,there is no credit card activities,so paypal cost is really in house overhead of electronic bookeeping and transmission and customer service.
if more and more sellers downgrade to personal account,then paypal wont be making any money from that credit card spread,and it wont be able to pay its bills as this is the major source of income for paypal.
it would either have to charge a fee for every personal account transaction or find a new product/service to replace the lost revenue.
i think instead of capping personal account to 1k per month,it should also look at number of transactions.
lets say a widower who is disposing his wife belongings,say a few transaction per month which added up to 1k versus someone who buy wholesale and resell 100 items at 10 dollars.
-sig file -------the lobster in the boiling pot of water who tries to prevent the others from climbing out.
posted on January 15, 2004 03:19:07 PM new
forget to add-
for premier and business account,if your buyer pays with paypal balance or bank account,paypal gets to keep 2.2-2.9% and 30 cents transaction fee.
-sig file -------the lobster in the boiling pot of water who tries to prevent the others from climbing out.
