posted on June 28, 2003 08:36:49 AM new
How about this: If every individual, every company, every managed retirement plan and ANY other entity now paying for ANY USA health insurance and/or health related insurance premiums came to this multilateral agreement among themselves and then all followed thru with faithfully executing the agreement, as follows:
AGREEMENT:
On August 1, 2003 we all will STOP paying our health and/or health related insurance premiums and we will never resume paying for same, ever.
/s/ by all
I suspect a substantially cheaper solution would be found in relative short order by those responsible for keeping law & order.
Now, how do we the people, make it happen? Any suggestions?
posted on June 28, 2003 01:18:49 PM newOn August 1, 2003 we all will STOP paying our health and/or health related insurance premiums and we will never resume paying for same, ever.
Years ago, I made a decision based on a cost benefit analysis including death as a possible outcome to do just that.
Millions of Americans have no health insurance because of poverty or loss of employment related coverage. As kraftdinner suggested, the only answer is to get rid of George Bush.
posted on June 28, 2003 04:58:56 PM new
The only US President that ever backed full Universal Health Coverage for all Americans was Richard Nixon.
It is impractical for many to give up their health plans in protest. My premium for myself and one other is over $700.- per month. A fairer more equitable plan may not be any cheaper, it would however be available to many who are currently excluded for any number of reasons both economic and health related and should be based on a sliding scale pegged to the ability to pay.
posted on July 1, 2003 10:59:51 AM new
I gave up medical insurance over a year ago. One of the larger insurance companies in Michigan went bankrupt, leaving myself and thousands of other people stuck with HUGE medical bills, some of which were over 2 years old. My conclusion: Why pay for it when there is no garentee the bills will get paid.
Medical facilities cannot deny treatment based on your ability to pay for services. It is the law.
Need prescriptions? find a doctor that will give you 'samples'. Hows that for a prescription plan, its FREE!
Try sticking your hundreds of dollars into a bank account instead of paying bloated insurance companies (wich all operate illegally btw).
Sure, its a gamble. You might get cancer or some terminal illness, or whatever. But you might also die in an auto accident the next time you go to buy milk. Life is a gamble. Place your bets wisely.
posted on July 1, 2003 11:56:53 AM new "Try sticking your hundreds of dollars into a bank account instead of paying bloated insurance companies (wich all operate illegally btw)."
posted on July 1, 2003 01:07:13 PM new
If I were on my own, or maybe just me and the wife, I might think about ditching health coverage. Even tho it's hard, I am able to pay for coverage, and I feel like failing to provide my children with coverage would be negligent to say the least. The oldest kid is fixing to be old enough to provide for herself, and I've told her to start looking, because I'm dropping her like a hot rock as soon as I can, as she refuses to stop doing risky stuff around large animals for fun...sweetheart of the rodeo
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What luck for the leaders that men do not think. - Adolph Hitler
posted on July 1, 2003 06:22:14 PM new
Expense does not end with medical treatment. When dealing with catastrophic illness the bills keep coming at a time when you are unable able to work. Your other expenses do not go away. Rent, Mortgage, Car Payments, Tuition, Utilities, Insurance, Taxes, Food, Clothing, Dues, Subscriptions, Phone, Credit Card payments etc.
posted on July 1, 2003 08:08:51 PM new
One solution people should look at is major medical coverage rather than the all inclusive plans that are so popular today. If your dependents are healthy, you can get a major medical plan that will cover them for a lot less than other plans. I don't mind paying out of pocket for the occaisional strep throat, my doc even gives a substantial discount to self payers. In the event of a serious injury or catastrophic illness, I have 3 kids and the wife covered for 250 a month with a $1000 deductible to 5 million each. Maximum out of pocket is 2000 each before full coverage kicks in. If they all got seriously hurt in an accident, my total exposure is 12,000 dollars. That isn't pocket change by any means, but I could figure that much out and not be ruined. My work's dependent care coverage is almost 500 a month, and isn't nearly as good on the big stuff. This wouldn't be an option for someone who has ongoing medical issues of course. If I tried to save 200 a month on the other hand, I'd have just about as much as I had invested to begin with when the need arose...might be able to pay for an emergency room visit, but not much else.
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What luck for the leaders that men do not think. - Adolph Hitler