fenix03
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posted on September 5, 2004 04:24:44 PM new
I was watching the news a few days ago and they were talking to this yacht owner in Florida who happened to be down at the dock checking on everything when the news crew was around.
Today, same yacht, now part of a rather large pile of "lumber" washed ashore and entangled with other boats from same marina.
Now... everyone in the damn western hemisphere knew last weekend that Frances was on the way and the predictions of doom were made on every channel, every 10 minutes. So why in gods name do these people leave $500K boats sitting like ducks in water for destruction and drive north in a 25K car? Am I the only one that would take an attitude of "Honey' let's get the boat the hell out of here hope for the best when it comes to the car?"
IDIOTS! I think there should be a discretionary stupidity deductible on insurance policies. "Yes Mr Jones, we'll cover your boat, but because you left it here when you knew the storm was coming so far in advance I'm afraid we'll have to enact the Stupidity clause of your policy. Your deductible is tripled."
~~~ • ~~~ • ~~~ • ~~~ • ~~~
If it's really "common" sense, why do so few people actually have it?
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Twelvepole
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posted on September 5, 2004 04:28:58 PM new
unfortunately that is not the case...
they will get their yacht paid for 
fenix they should of taken up north to the inland waterway.
AIN'T LIFE GRAND... 
Re-Elect President Bush... the only true choice.
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kraftdinner
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posted on September 5, 2004 04:30:46 PM new
What a beautiful boat that was too. I doubt they will get an insurance claim - especially since the whole thing was taped. 
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kraftdinner
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posted on September 5, 2004 04:36:10 PM new
You think insurance will pay for the yacht even though they had plenty of warning?
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twig125silver
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posted on September 5, 2004 05:01:48 PM new
Yeah
They'll probably pay...
Hell, we'll ALL pay!
terryann
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Helenjw
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posted on September 5, 2004 05:08:19 PM new
The most secure place for a boat during a hurricane is on land. The boat owner could simply make a phone call to the marina and make arrangements to have their boat pulled.
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Bear1949
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posted on September 5, 2004 05:24:39 PM new
My cousin has a commercial charter boat license & works for a guy that has 2 large yachts. One based in the Keys and one in Galveston. Both boats are in Galveston right now.
Hey, hey
Ho, ho
Kerry - sign the 1-8-0
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Libra63
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posted on September 5, 2004 05:29:24 PM new
Because people think it won't happen to them.
It is the same when they are told to leave and they stay there and then after the storm they wonder why they stayed. It is a way of thinking that nothing will happen to them.
With these last two hurricanes I hope that the people of Florida or any state will head the warnings and evacuate when they are told to evacuate.
Stupid thinking on their part if they think nothing will happen to them.
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crowfarm
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posted on September 5, 2004 05:55:00 PM new
Sheesh! All the name calling and judgemental negative attitude.
Maybe you could threaten their lives if they ever make a mistake again!
So glad no one in this chat room has never made a mistake.
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Libra63
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posted on September 5, 2004 06:02:25 PM new
I don't see anything of what you say in this thread Crowfarm. If you are trying to pick a fight this is the wrong place to be.
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crowfarm
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posted on September 5, 2004 06:29:01 PM new
Oh, don't you, Libra?
How about,"IDIOTS! I think there should be a discretionary stupidity deductible on insurance policies. "Yes Mr Jones, we'll cover your boat, but because you left it here when you knew the storm was coming so far in advance I'm afraid we'll have to enact the Stupidity clause of your policy. Your deductible is tripled." "
How about,"Stupid thinking on their part if they think nothing will happen to them."
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Twelvepole
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posted on September 5, 2004 06:31:08 PM new
ahhh the liar crowfart chimed in... can't even keep her own word and has the gall to question others.... how amusing.
AIN'T LIFE GRAND...
Re-Elect President Bush... the only true choice.
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Libra63
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posted on September 5, 2004 06:32:46 PM new
Please note: I didn't say they were stupid I said they were thinking stupid. That is different. Give it up crowfarm I am not going to hassle with you tonight or any other time.
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Twelvepole
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posted on September 5, 2004 06:33:05 PM new
kraft, even though they had warning, doubtful that the insurance co can get of paying the premium, it would/could of been more dangerous for them on the open water...
That is all the defence they need to collect...
AIN'T LIFE GRAND...
Re-Elect President Bush... the only true choice.
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profe51
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posted on September 5, 2004 06:42:00 PM new
Reminds me of the Californians you see weeping on the news. During the dry season, their homes burn down in wild fires...wet season comes and their newly repaired McMansions slide off the naked hillside with the mud. Unfortunately, they eventually get tired of it, and move here!!!
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fenix03
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posted on September 5, 2004 07:50:40 PM new
Linda, our little friend somehow thinks I should feel bad for calling the guy stupid. Not going to happen.
You own a half million dollar boat, and get a weeks notice you should have the good sense to get it out of the rain 
~~~ • ~~~ • ~~~ • ~~~ • ~~~
If it's really "common" sense, why do so few people actually have it?
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Bear1949
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posted on September 5, 2004 08:03:58 PM new
And it isn't like a 65 foot boat can be pulled out of the water and placed on a trailer to be hauled off down the hwy.
Hey, hey
Ho, ho
Kerry - sign the 1-8-0
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Helenjw
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posted on September 5, 2004 08:17:44 PM new
bear, I was thinking of a smaller boat about half that size. But it "is" possible to pull that size boat out of the water. The marina will use a motorized lift and the boat is taken to their storage area where it is blocked up...not taken down the highway on a trailer.
In our area we have had remnants of a hurricane and in that case it's usually sufficient to double up on lines with careful consideration of tide levels.
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getalife
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posted on September 5, 2004 08:55:28 PM new
What makes you so sure they even had insurance on the boat. There are houses on St. George Island and Dog Island (barrier islands in the path of Frances) as I type this that aren't insured. There are very rich people who can take the hit. Also, where do you take the boat. Hurricanes are notorious for their unpredictability.
I live in Panama City and tried to drop the hurricane part of my insurance for my house and the company wouldn't let me. Insurance went from $500 to $1200 in two years, $800 being strictly for hurricanes. State farm wouldn't let me drop it. You'd think they would what with their complaining about their losses to hurricanes.
[ edited by getalife on Sep 5, 2004 09:48 PM ]
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fenix03
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posted on September 5, 2004 09:22:01 PM new
Get - in this case, there was a weeks advance notice... take a nice little end of summer jaunt up the eastern coast line and enjoy the news coverage from New york harbor . I can understand if you get a quick moving storm or something that formed quickly but this storm was did not exactly sneek up on anyone.
~~~ • ~~~ • ~~~ • ~~~ • ~~~
If it's really "common" sense, why do so few people actually have it?
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getalife
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posted on September 5, 2004 09:47:49 PM new
So basically you are saying that every boat in the state of Florida should be moved every time there is a hurricane predicted, and they should be moved to New York. Or would that just be boats valued in excess of 500k.
[ edited by getalife on Sep 5, 2004 09:49 PM ]
[ edited by getalife on Sep 5, 2004 09:50 PM ]
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fenix03
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posted on September 5, 2004 09:56:08 PM new
Crow? Is that you dear? Or do you have a new partner in the word twist?
Read what I wrote again... I don't think there was anything ambiguous in my words but if you need it in a different language I'll see what I can do for you.
~~~ • ~~~ • ~~~ • ~~~ • ~~~
If it's really "common" sense, why do so few people actually have it?
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Libra63
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posted on September 5, 2004 10:12:27 PM new
I honestly can't agree more about the people that live in Florida and can't understand that a hurricane is a horriffic storm. When they are asked to evacuate they mean just that. I can't believe the weathermen that stay around but I think that is every weathermans dream is to weather out a storm or chase a tornado.
When the weather man comes out and tells us here in the north that we are going to have a terrible blizzard that means just that. It doesn't mean we get in our car and drive or send the children to school it means we stay home and weather out the storm.
If that gentleman who owns the boat has insurance on that boat and the insurance company pays him it is not the insurance company that is going to lose money it is you and I. Insurance companies are in the business to make money and you can't make money paying out claims but you can make money raising everyone elses insurance.
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fenix03
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posted on September 5, 2004 10:24:53 PM new
LOL - Libra I have to laugh because I grew up in a heavy snow/blizzard area and the one overwhelming trend I noticed and that others have noticed as well is that as soon as the snow started falling...everyone drove to the grocery store. Didn't matter is we were supped to get 2" or 2', if the storm had been predicted for three days or just swelled out of nowhere... Everyone went to the grocery store to "stock up".
~~~ • ~~~ • ~~~ • ~~~ • ~~~
If it's really "common" sense, why do so few people actually have it?
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getalife
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posted on September 5, 2004 11:18:24 PM new
Here is the deal on one person who lives in Florida and has lived here all my life. I can assure you that more people will die in Georgia or Kentucky from Frances than will die in Florida. They will die from floods or slide off a washed out road etc. Hurricanes happen every year and the media loves it. They always tell us to evacuate and say how stupid we are when we don't.
This is not to say one shouldn't be prepared and I personally would probably leave if I knew a hurricane was going to hit with sustained winds of around 125 mph. The problem with leaving is by the time you know it is going to hit it is usually too late. A big portion of surviving such storms is living in a safe area, one that doesn't flood, and living in a secure home.
Most hurricanes aren't Andrew, Hugo, or Camille. Camille, by the way, was predicted to hit Panama City but turned and came in around Mississippi with devastating results. Bonnie was supposed to hit Panama City, missed and made landfall about 25 mile away from my house. There was hardly a breeze from her and I'm not exaggerating at all.
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Linda_K
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posted on September 5, 2004 11:40:22 PM new
fenix - friend? lol That wouldn't be the word I'd use.
You own a half million dollar boat, and get a weeks notice you should have the good sense to get it out of the rain.
I know....sometimes you have to wonder about people. It's like what were they thinking?
I've always felt the same way about those who build their homes on the river banks that have flooded them out of their homes, over and over. It's like "DUH"....how about you rebuild your house further back from the river or move.
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Helenjw
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posted on September 6, 2004 05:56:01 AM new
Getalife, that's a good point. How would a mass exodus of boats from Florida work out? I know that on occassions such as July 4 when a lot of boats cruise to a certain location to watch fireworks, it's a wild. scene. And that's relatively few boats compared to the number that would be leaving Florida.
Moving a boat to a less vulnerable location very early is the best plan but as Robert Burns wrote, "The best laid plans of mice and men sometimes goes awry. What more likely place could that failed plan be found than in a hurricane?
Helen
[ edited by Helenjw on Sep 6, 2004 05:57 AM ]
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Libra63
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posted on September 6, 2004 09:52:05 AM new
It's not just moving a boat it is moving themselves also. I can' understand people that live in Florida think nothing will happen to them if they stay around. I know it costs money to evacuate but after the storm if something terrible has happened it would have been better evacuate.
Looking at those pictures and seeing the people out surfing. What are they thinking of? Can the people who live in Florida explain that. Can you also explain when you are told to evacuate you stay?
Well the gentleman will probably get his new boat and it will cost us in the long run. Also he will probably encounter larger insurance bills.
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