posted on May 29, 2001 06:16:24 PM new
I dont want to be a verfied pay pal user. I was verfied when I signed up long ago. They wont send me my money via check or to another email address seems they have a limit of 250 bucks that you can buy, if you are unverifed. So how do I get the money OUT of my pay pal account. Check part wont work, buying to send to a seller on ebay does not work. How do I get my money? I will not do the verfied process. Do I report them to better business who? thanks so sick of pay pal . (
posted on May 29, 2001 09:54:32 PM new
Hi happyday21,
Thank you for posting your concerns.
Users can withdraw their money out of their PayPal account using one of the following methods (these are anti-fraud measures):
1. Confirming a credit card will allow you to withdraw via check (no PO boxes).
2. Withdraw to a bank account ( can be added under the account profile---verifying your bank account to increase your sending limits does not give us unilateral access to your bank account and it is the same information that you give someone when you send a check).
3. Withdraw via the PayPal debit card.
These measures are in place to deter fraud from entering the system.
Please feel free to come my way with any additional concerns.
posted on May 31, 2001 05:01:33 AM new
Other possibilities come to mind:
4. Sue PayPal. Legal fees will most likely exceed whatever amount they owe you, but you can try tacking on punitive damages to make it more favorable to you. Most likely they'd cave in and send you your money once they got a suitably threatening letter from your lawyer; that might be the sort of thing that would actually get their attention, unlike normal customer service requests.
5. Get criminal theft charges filed against them. Sure, sending their executives to prison won't get you your money back, but it would be emotionally satisfying anyway.
posted on May 31, 2001 05:53:17 AM new
Hi I dont want a pay pal credit card, right now I just want my balance OUT OF PAY PAL. Please print up a <b>phone # <b>to call to get my MONEY out of pay pal. this is why no one should use pay pal, they make it so they keep users money.
posted on May 31, 2001 03:26:14 PM new
Read what Damon said.. when you verify your account, you are giving paypal just as much information as you are when you give anyone a check. Have you ever paid with a check? You just gave someone your routing number and account number. Whoa!
posted on June 1, 2001 05:06:43 AM new
paypaldamon I would like to know why, a check can not be sent for the balace?
It does make me wonder "How much money has Paypal made by refusing to pay its users what it owes them? "
JB,, they wont let me pay for bids either, basically NO movement of my money in my pay pal account. Mind you this is over 100.00
loggia I wonder why Pay Pal does not come under the federal banking rule as it is.
napsterposter Not everyone has a bank acount # and the correct transfer #'s to give to pay pal. dont make assumptions.
This also goes back to why they can not send a check to the person ? My belief is so they can take money from accounts without autorization.
posted on June 1, 2001 07:23:25 AM newWhy did you start using Paypal if you didn't plan on verifying your account? The rules for with drawing money are in TOS.
This one's obviously from a fairly new PayPal user.
And I'll bet the answer to the question is because PayPal originally required only street address/snail mail verification and the "rules for withdrawing money" have changed numerous times since happyday21 signed up.
posted on June 1, 2001 10:01:15 AM newAnd I'll bet the answer to the question is because PayPal originally required only street address/snail mail verification and the "rules for withdrawing money" have changed numerous times since happyday21 signed up.
So this is the first time they've tried to withdraw funds from their PayPal account since November 2000?
posted on June 1, 2001 10:47:59 AM new
Hi happyday21,
In order to withdraw money out of the system does require proof of id, which simply verifying an email address does not provide.
paypaldamon I would like to know why, a check can not be sent for the balace?
It does make me wonder "How much money has Paypal made by refusing to pay its users what it owes them? "
JB,, they wont let me pay for bids either, basically NO movement of my money in my pay pal account. Mind you this is over 100.00
(The sending limits are in place as a fraud measure)
loggia I wonder why Pay Pal does not come under the federal banking rule as it is.(PayPal is a payment service and we are not a bank).
napsterposter Not everyone has a bank acount # and the correct transfer #'s to give to pay pal. dont make assumptions.
This also goes back to why they can not send a check to the person ? My belief is so they can take money from accounts without autorization.
(Please review our terms of use on registering a bank account. We do not do withdrawals from a user's bank account without their permission.)
And exactly what does November 2000 have to do with this case?
Here's the policy change from November 6 2000:
Notice Date: November 3, 2000 Effective Date: November 10, 2000
In order to receive a withdrawal by check to any U.S. address, a user must be Verified. Unverified users will still be able to receive check withdrawals to the following addresses:
[b]Any billing address that has been confirmed with PayPal that is not a P.O. Box
[b]An address that has previously been confirmed through Street Address Confirmation
Any address that has received a check withdrawal in the past.[/b]
I see nothing in the November 6, 2000 policy change that would preclude happyday21 from receiving a check.
posted on June 1, 2001 02:39:55 PM newvargasI see nothing in the November 6, 2000 policy change that would preclude happyday21 from receiving a check.
Does Happyday21 have a credit card registered with a physical address as the billing address? If so then I see no reason they can't receive a check either. And yes that policy has been in effect since November.
posted on June 1, 2001 05:35:12 PM new
vargas unfortunately, been with pay pal since Feb 2000. I loved it at first till the first time the freeze on getting money to my checking account hit, over 30 emails begging for help. I got fax us your driver's license etc. How is that going to get money in my bank account I wondered. it worked perfectly till 9/12 changes hit pay pal, Pay pal users dont realize that if they send money to a non account they have not paid the person. I believe this is the biggest lie PayPal allows. Payments to a non account. Next to not getting my money out of them, my biggest grievance and lack of customer service. I feel forced to use it to protect those that dont know any better. When it works it is wonderful. if you need help with it, you can count the months till you get the right answer.
posted on June 2, 2001 06:40:58 AM new1. Confirming a credit card will allow you to withdraw via check (no PO boxes).
Damon:
This one has always puzzled me. Anyone at all can receive mail at a street address with no identity verification at all. But one must present a picture ID to open a U.S. Post Office box, hence sending a check to a PO box is MUCH more secure than sending it to a street address? But then again, PayPal has never been big on using logic to aid in formulating policies.
posted on June 2, 2001 09:06:35 AM new
Plenty of people have good reasons to use PO Boxes as their main mailing address. In my own case, I started doing this when I moved to Florida last year, and had to stay in a temporary apartment for a month until my permanent apartment was ready. As a result, my new permanent mailing address wouldn't work for another month (and might not be that permanent anyway because it was still a rented apartment that I could leave after a year when the lease ran out), but I needed an address to use for all my forwarding and change of address forms (which I wanted to start filling out even before my move so my mail would start coming to my new location). The most obvious solution was to get a P.O. box. This had a number of other advantages, including privacy (I have to provide a publicly viewable mailing address in the WHOIS record of the domain names I own, and with all the wackos on the Internet, I'd rather not have to expose my home address that way), and greater ease in picking up oversized things and items needing signatures (which might get mishandled in various ways at the apartment complex).
The result is that my address of record on most things (except for a handful that demanded a street address) is my P.O. box; this is probably one of the contributing factors to the fact that I've never been able to get fully qualified by PayPal (my bank account is verified, but they've never accepted my credit cards).
posted on June 3, 2001 01:49:14 PM new
Here is another way to get money out of the PayPal system, though I have never seen it mentioned:
This is a list of e-gold exchange services: (http://www.golddirectory.com/e-gold.htm). There are a few services which will exchange PayPal dollars for e-gold. Normally, they will send you e-gold for your PayPal dollars. However, if you ask them, I'll bet you they'll be glad to write you a check for your PayPal dollars, for a similar fee. It should make very little difference to them whether they send you e-gold, or US dollars, as both are hard currencies and irrevocable.
[ edited by SnowDog2001 on Jun 3, 2001 01:55 PM ]
posted on June 3, 2001 07:33:49 PM new
>>That would be seen as strong evidence of criminal intent.
Why is that? Trading PayPal dollars is common, and I don't see how it's a violation of the User Agreement if the cash didn't come from a credit card.
The other alternative would be to open an e-gold account and then buy e-gold with it, from the same exchange services. Once you have e-gold, then you can turn around and sell the e-gold.
Buying and selling PayPal dollars is quite common, (at least it used to be). You may be used to thinking of PayPal as a payment system only, but it's actually an internet currency. PayPal, by enticing people to hold their money IN PayPal, is encouraging this type of use. If PayPal were simply a payment system, then the objective would be to remove money from PayPal as soon as it was received. By allowing people to hold money in the PayPal system, PayPal is more than just a payment system.
posted on June 3, 2001 08:17:55 PM new
SnowDog2001, you're a legitimate businessperson, right? You're like most of us, looking to make a buck almost anywhere, but not by thievery. Ok?
Now let's say someone approaches you. "Take a PayPal payment from me and write me a check. I'll pay a fee."
Wouldn't you, um, wonder why you were being offered this free money?
posted on June 3, 2001 08:47:35 PM new
>>Now let's say someone approaches you. "Take a PayPal payment from me and write me a check. I'll pay a fee."
>>Wouldn't you, um, wonder why you were being offered this free money?
OK, gotcha! I see your point. I wouldn't make that transaction, either.
However, if you can't withdraw the money, but you have the ability to spend it, then you can still spend it on something that you could turn around and sell quickly. Look for something valuable with low markup. Buy e-gold, or a gold coin. The more valuable something is, the lower the markup and you could turn around and sell something like this for a price very close to what you pay for it. Any coin store in the US will buy just about any gold coin for a price very close to gold's spot price. If you purchase e-gold, then you can easily sell this for the spot price.
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