For professionals in real estate, banking and finance. What makes the HP12c the industry standard in finance calculators? Power. It has 120 built-in functions to ensure that the calculations you need are available when you need them. It lets you enter data and perform calculations quickly and efficiently with its RPN (Reverse Polish Notation) keystrokes. And with millions of users all over the world, you know it is reliable.

• Allows 20 different cash flows for internal rate of return and net present value solutions. Quickly calculate loan payments, interest rates, amortization, discounted cash flow analysis, interest rate conversions, standard deviation, percent, percentage change and forecasting based on linear regression, to name a few.
  
• Calculator mortgage payments, balloon payments, decreciation, bond prices and yields with just a few keystrokes.
  
• Enter a series of keystrokes into memory, then execute your program with a touch of a button.
  
• TVM (loans, savings, and leasing)
  
• Amortization.
  
• Bond price and yield to maturity
  
• Register based cash flow analysis NPV, IRR.
  
• Memory for 20 cash flows.
  
• SL, DB, SOYD depreciation methods.
  
• % change, % of total.
  
• Cumulative statistical analysis.
  
• Standard deviation, mean, weighted mean.
  
• Linear regression.
  
• Forecasting, correlation coefficient.
  
• Date arithmetic
  
• Keystroke programming.
  
• Memory capacity - 99 steps.
  
• 1 line x 10 digit LCD display.