MAKE BETTER DECISIONS ~ MONEY ~ MEDICINE ~ COVER $5 BLP

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BOTTOM LINE PERSONAL
THE WORLD'S BEST INSIDE INFORMATION

AUGUST 1, 2009
COVER PRICE $5

USED, VERY GOOD CONDITION
WHITE LABEL COVERING ORIGINAL ADDRESSEE
8" X 10-3/4", 16 PAGES PACKED WITH IMPORTANT INFORMATION


INSIDE:
2 Publisher's note: Why alternative medicine might be your first choice
3 Those shocking CEO salaries cap tell you which STOCKS NOT TO buy
5 NEGOTIATING BETTER SEVERANCE
7 FREE MONEY to go back to school
8 Online retirement planning
9 NICE WAYS FOR PATIENTS TO GET TOUGH
+ more!!

HEARD RY OUR EDITORS
B vitamins may protect against macular degeneration, reports William Christen, ScD. Recent finding: Women over age 40 who took high doses of folic acid (a type of B vitamin) and vitamins B-6 and B-12 daily for seven years had a 41% lower risk for the dry form of age-related macular degeneration (ARM D) than women who did not take the supplements. Foods rich in B vitamins include beans, beef and spinach.
William Christen, ScD, is associate professor of medicine, Harvard Medical School, and associate epidemiologist, Brigham and Women's Hospital, both in Boston. He is leader of a study of 5,205 women, published in Archives of Internal Medicine.

>>Trade in your "clunker" soon, says analyst Jack Nerad. A new federal law provides a trade-in credit of up to $4,500. You get that amount
if you buy or lease a new car that gets at least 22 miles per gallon (mpg, city/
highway) and at least 10 mpg better than the used car you are trading
in. The trade-in must be less than 25 years old.. .have a fuel economy rating of no more than 18 mpg.. .have
been registered and insured over the last 12 months.. .and still be drivable.
The program is scheduled to end November 1 but could end sooner if the funding runs out. Information:
www.cars.gov.

Jack Nerad is executive market analyst at Kelley Blue Book, which tracks prices of vehicles and reviews them, Irvine, California. www.kbb.com
>>The breast cancer drug tamoxifen may not work properly in women who take certain antidepressants, warns Shannon Puhaila, MD. Three popular ones—Paxil, Pro-
zac and Zoloft—can make cancer more likely to recur in women taking tamoxifen. Self-defense: Ask your
doctor about switching to the antidepressant Effexor, which does not
seem to interact with tamoxifen.
Shannon Puhalla, MD, is assistant professor of medicine at Women's Cancer Program, Magee-Womens Hospital, University of Pittsburgh Medical Center.
   
12 Are you addicted to the Internet?
13 FUN THEME CRUISES
14 Don't let your dog eat this!
 

A better way to make decisions is to employ a 10-10-10 strategy.
When faced with a crisis or decision, write down each of your options, followed....
Bottom Line/Personal interviewed Suzy Welch, author of 10-10-10: 10 Minutes, 10 Months, 10 Years—A Life-Trans forming Idea (Scribner). She is a columnist for 0, The Oprah Magazine and coauthor, with her husband, former GE CEO Jack Welch, of "The Welch Way," a column in Business-Week. Based in Boston, she is former editor in chief of Harvard Business Review.

An Interview with
Best selling author
SUZY WELCH

WHY WE GO WRONG
The human mind is wired to be more concerned with current comfort levels than with long-term consequences. Thus when we make decisions, we often act as if the future doesn't exist—or at least, as if it doesn't count for very much. Psychologists refer to this tendency as "hyperbolic discounting."
Example: A busy man is asked to spend hours working on a project. He says yes—even though he knows that he either will have to sacrifice something more important to him or back out of this new commitment later. He tells himself that he said yes because he wants to help. In reality, he said yes because this nets him thanks and praise, which allows him to feel good about himself right now. Saying no would force him to endure a few minutes of guilt and discomfort.  Some people manage to overcome.......
 


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Phone:  (408) 597-6869

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