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 lilthrift
 
posted on February 15, 2002 02:47:18 PM new
I have a question and dilema for anyone reading. I use PP for buying and selling mostly personal stuff. (Small time user)

I recently bought an item, used PP and never received from seller. PP investigated and said seller was at fault but could not retrieve my money.

My only recourse was to go to my bank and decline the ACH since I didnt receive the item as promised.

PP has now restricted my account until I place the money back in my account. In 7 days they say it will be locked. I had a zero balnce in the PP account at the time.

PP still has my account information to my checking and credit cards.

Can they (PP) withdraw the money in dispute from another account? Should I close all my credit accounts that they have on file?

Need advice here. Thanks for your help in advance


 
 lilthrift
 
posted on February 15, 2002 02:48:47 PM new
BTW....

The seller was verified.

I have been a member since mid 2000.


 
 andrew123s
 
posted on February 15, 2002 05:59:03 PM new
Just ignore PayPal. Let them lock your account (you said it had a 0 balance). If PayPal debits your checking account, go to the bank and fill out a fraud form for unauthorized access to your bank account. If they charge your credit card, dispute the charge. PayPal can do nothing here and they know it, this is just to try to scare you into thinking they can get your money back.

 
 dmtsymphony
 
posted on February 20, 2002 04:16:51 AM new
Just be happy you had nothing in your account.You are one of the lucky ones.

 
 mrfoxy76
 
posted on February 20, 2002 05:35:11 AM new
yes very luck

help me out here what is an ACH?

 
 
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