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 jwpc
 
posted on May 28, 2003 09:03:40 AM new
At one time I was aware of another on line processor other than PayPal, but I have forgotten who it was, can anyone inform me?

Does anyone use a processor outside of PayPal?

So many problems are being to arise since PayPal became part of eBay that I am considering trying another processor.

We have our own merchant accounts, but we like to also use an on line processor.


 
 yisgood
 
posted on May 28, 2003 09:17:28 AM new
Having watched payment services come and go, I have reached the conclusion that online processing will eventually change the way they do business or die. C2it was a big disappointment when they were free. Now that they are charging buyers, I can't see a reason for anyone to use it. There is always Yahoo Paydirect if you don't mind a service where it is impossible to get hold of a human being. Paypal works fine for at least 98% of transactions but if yours happens to fall in that 1-2% that fail, you'll regret having used them. There is more protection for sellers if you don't accept credit cards. What I would suggest is that you tell your buyers you will accept non credit card paypal payments only. For credit card payments, use your merchant account.


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 jwpc
 
posted on May 28, 2003 06:18:27 PM new
Thanks, it was C2it that I was trying to think of. I joined but never used it. I've used PayPal since the beginning, and never had a problem, BUT since eBay purchased them, and they began refusing to allow buyers to purchase knives, etc., via PayPal, then for those buyers I need to find another site.

Although we have a merchant account, I like having the records on line for both the buyer and seller to view at all times.

I wish a major processor, based in the FREE SOUTH, would come on line, and just process charges and forget the bull - I can't imagine telling a customer that they can use their credit card for this item, but not for that - actually that seems to me to violate the regulations and rules of the major credit card companies which PayPal processes. Sort of selective discrimination.

Regarding Yahoo's system - one, I doubt most of our knife buyers would be members, or even be interested in such, and 2, I was burned BAD by that system, wouldn't touch it with a 10 foot poll.

Thanks again.

[ edited by jwpc on May 28, 2003 06:20 PM ]
 
 capotasto
 
posted on May 28, 2003 07:37:04 PM new
There is payingfast.com which can be used for non-auction payments

There is bidpay.com which can only be used for auction payments.

"What I would suggest is that you tell your buyers you will accept non credit card paypal payments only."

But how can you tell on PP if you have a premier or business account, PP doesn't tell you where the buyer's $$ comes from?

 
 stopwhining
 
posted on May 28, 2003 08:09:11 PM new
you can join propay and send your customer a propay invoice,they can troop there to pay you with their credit card.
propay is free to them,but not to you.
there is also AOL direct,no one uses it.

 
 capotasto
 
posted on May 29, 2003 04:09:50 AM new
" I can't imagine telling a customer that they can use their credit card for this item, but not for that -"

PP can't know what the payment is for if the buyer uses the non-auction payment choice.



 
 jwpc
 
posted on May 29, 2003 09:20:05 AM new
capotasto, that may be true, but it only takes one idiot, to put down the wrong thing and the account could be zapped, and that is something I don't want.

We push Bidpay, for use on items not "acceptable" to PayPal, but it has GREATLY slowed down payments. We send our phone number for credit card payment with our invoice, but that entails a long distance call on the buyer's part. When we could use PayPal for all the auction sites we use, payments moved MUCH MUCH faster, with the loss of use of PayPal on certain weapons, the rate of payment is MUCH MUCH SLOWER.....

Oh, well............
 
 stopwhining
 
posted on May 29, 2003 09:34:33 AM new
use propay.
send them a propay invoice and they can use their credit card to pay you.
c2it is now cheaper,take a look.
us buyers dont want to use bidpay unless you pay the fee.

 
 neonmania
 
posted on May 29, 2003 10:54:39 AM new
Why don't you get your own merchant account? If you are doing good volume you might want to look into it.

 
 trai
 
posted on May 29, 2003 11:07:26 AM new
neonmania

They have their own merchant account.

We have our own merchant accounts, but we like to also use an on line processor.

There really is nothing out there that can even come close to paypal as yet. Besides bidpay, payingfast [money orders]

C2it has a long way to go before buyers will sign up with them. I just do not see any real choice out there as yet.

 
 stopwhining
 
posted on May 29, 2003 11:35:35 AM new
before paypal,everyone sent check or money order.
there are still some bidders who prefer to send checks or money orders.
yes,it does take longer,but you get to keep THE WHOLE THING!!!!

 
 
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