posted on June 14, 2003 04:25:05 AM new
Dear lianna wright,
You have received a credit card payment. However, to reduce credit card
processing costs for accounts that do not pay fees, the ability to receive
credit card payments is limited to Premier and Business accounts.
If you upgrade to a Premier account, all your pending credit card payments
will immediately be completed. With your upgraded account you will receive
a range of premium features in addition to the ability to accept unlimited
credit card payments. And the fees on incoming payments are low -- just
2.9% + $0.30 to receive payments. For more details, go to XXXXX
In addition, there were two buttons: Accept and Shipped. I clicked the Accept button, but what about the shipped button.
Does that mean that Paypal "knows" I didn't go through Ebay to ship the product? (see previous posts).
This is really confusing and it seems there are more and more fees involved with this company.
posted on June 14, 2003 05:28:23 AM new
the ship button is for you to enter information concerning shipping to your customer.
you should read about paypal features before you use it,many come to this board to gripe/whine when things do not go well for them such as what is meant by timely shipment under seller protection policy,it is no later than 7 days after payment received,so if a seller uses dropshipper,he will need to pass this piece of info to his dropshipper.
second,you cannot link other people's bank account to your paypal account,someone did that and his account was restricted.
there is a list of countries which paypal does not do business with,if you travel there and try to log on to your paypal account,your account becomes restricted.
also paypal does not get involved in quality/content issue,if your seller ships you a box of rocks and have dc to prove he has shipped,paypal woould not take the payment back from him.
you can read about all these plus more on paypal website
[ edited by stopwhining on Jun 14, 2003 05:29 AM ]
posted on June 14, 2003 06:15:02 AM new
If you clicked on "Accept" (rather than Deny), congratulations. You have just decided that you want to pay a fee on every PayPal payment you accept, not just the credit card payments.
Isn't it interesting how they didn't explain that.
Tons of people do business every day on eBay with personal accounts. They make a conscious choice not to accept credit cards and are willing to live with the consequences (which, in my view, are negligible). Certainly it's never affected our cash flow, nor do we have to worry about chargebacks, shipping to unconfirmed addresses, etc.
Don't be bamboozled by the hardcore "gotta have a Business account" weinies. They suffer the pain of paying fees and they think you should have to, too.
--
California voters: Be a part of the first-ever successful gubernatorial recall! Defy media pundits! $21 million of our money is going down the tubes daily because of our incompetent corrupt governor. Visit http://www.recallgraydavis.com to download your recall petition.
posted on June 14, 2003 01:53:36 PM new
it would be worth your while to go to paypal site and understand all the rules and regulations and services they offer,instead of asking piecemeal questions here.
no one wants to spoonfeed you every step of the way,besides it can be confusing hearing it from different sellers.
posted on June 14, 2003 02:02:29 PM new
I have a Premeir Acct. & a debit/credit card. I use it as a credit card & get the 1.5% rebate, which brings me cost on charges down to less than 2 %. I have been with PP almost since it started & have never had one bit of trouble.
posted on June 14, 2003 02:06:16 PM new
Well, to put it bluntly tomwiii, who the hell cares what you think?
The day I run my business by Vendio consensus is the day I pack it all in and finally make that move to Maui.
It's just good business sense to keep your expenses to an absolute minimum. As long as you are not violating any laws to do so, there's nothing illegal, immoral or fattening about it.
The only entity getting fat is eBay, selling services that people don't realize they don't need.
Geez, what a dupe! Paying fess you don't have to.
--
California voters: Be a part of the first-ever successful gubernatorial recall! Defy media pundits! $21 million of our money is going down the tubes daily because of our incompetent corrupt governor. Visit http://www.recallgraydavis.com to download your recall petition.
posted on June 16, 2003 03:41:31 PM new
I don't know about what you guys are writing. Seems to be some insults.
Anyway, here's another misstep by paypal. The transaction took place Wed Ju12, so I'm waiting for the money to be deposited. It's not deposited.
I check the paypal profile and notice that my bank account is not listed.
So I fill out my checking account info. Now this is what I want to know: Where the h*** was paypal all this time. They were just sitting on the money and it wasn't transferred.
I guess if I waited until next year to add the checking account the transaction would be sitting there right? They didn't even email me tell me the transaction needed bank account verification.
I am not pleased to be dealing with Paypal and as soon as this transaction goes through I am deleting the bank account from their site.
Normally I buy things and use a credit card to the seller. On Yahoo Direct, I never had this problem, transacting money and waiting.
On Amazon and Half.com, never had this problem.
posted on June 16, 2003 03:49:56 PM new
paypal does not automatically deposit your paypal payment into your bank account,it sits in your paypal account until you transfer it or ask for a money order.
of course if you want to transfer it to a bank,you have to register the bank account with your paypal account.
another way to tap your paypal fund is to use the paypal card to buy something ,assuming you have a paypal debot card.
posted on June 16, 2003 04:01:46 PM new
[quote]The only entity getting fat is eBay, selling services that people don't realize they don't need. [/quote]
I agree...plus I have seen a precious few auctions that say "use your paypal for non credit card transactions only" or some such instructions, but I wonder if it's even worth it. I had to reject too many payments and spend time explaining. I decided...poop!
posted on June 16, 2003 04:22:46 PM new
Stop: I'm not trying to spend money, I'm trying to MAKE MONEY.
They should have emailed me to transfer the money, verify the bank account, whatever needed to be done. That means that the money sits in their account earning interest for THEM.
posted on June 16, 2003 04:29:34 PM new
Fluffy: Help me out here.
I feel intimidated by the system.
You say I don't have to have a PP account to accept payments through Ebay? But I don't have a merchant cc account; how else to transfer money?
I normally use Half.com and Amazon, and it goes through their systems. Never had all this convoluted stuff before. Where I have to confirm & verify and click this click that to get a transaction done.
posted on June 16, 2003 04:35:22 PM new
propay,bidpay,payingfast,money order,personal check,aol direct,c2it,yahoo direct,ccnow,western union,ACH,wiretransfer
posted on June 16, 2003 05:19:59 PM new
Okay, okay stop whining, you made your point.
Here's what I dont understand. I transact business using Half.com, which has my bank account. They transact money to and from my bank account, so if Ebay owns Half.com, why doesn't Ebay/PP have the bank account information? I guess that's what's bothering me.
Half.com always deposits money into my bank account; they're all the same family right?
posted on June 16, 2003 05:26:33 PM newHave any of you looked at fluffy's auctions? It is all you have imagined, and more.
Gee, HCOT, you were wrong three times before about which were my auctions. Does this mean you're going 0 for four now?
--
California voters: Be a part of the first-ever successful gubernatorial recall! Defy media pundits! $21 million of our money is going down the tubes daily because of our incompetent corrupt governor. Visit http://www.recallgraydavis.com to download your recall petition.
posted on June 16, 2003 05:39:01 PM new
Fluffy, I can post your selling id if you like. I imagine I am not the only person on this board to figure it out, though. The other time I mentioned an id, earlier this year, I typed in an incorrect seller. I don't think I've made four tries at it. I figured it out right away, but merely conveyed the incorrect id in another thread.
There is nothing wrong with your auctions. Every seller makes their own unique niche on eBay. It is just interesting to view your auctions in terms of all of what you write to this board.
posted on June 16, 2003 05:51:44 PM new
paypal was created without ebay.
ebay bot paypal not too long ago.
paypal does not transfer money into your bank account because most people like to take charge of their own money-they may use the fund in their account to pay someone,to spend via their paypal debit card or let it sit and earn a money market rate (if they enroll in paypal money market account) or transfer to their bank account or ask paypal to send them a money order.
believe it or not,many sellers receive payments many times a day from different buyers,they dont want paypal to transfer every individual payment and create a big reconciliation chore.
some members transfer the balance when it gets fat enough,how fat is fat depends on individual taste.
some never transfer as they dont want their spouse or uncle sam to know.
if you find it so cumbersome to use paypal,then dont use paypal and take money order or personal check,the choise is yours.
posted on June 16, 2003 05:55:07 PM new
This was my first auction, so didn't know how it operated.
I used paypal & Yahoo direct to pay w/ credit cards, but not w/ auction.
