posted on July 14, 2000 08:02:35 AM new
Situation:
You buy something/win an auction.
Seller accepts PayPal.
You send payment via PayPal to seller.
Seller receives payment.
You're billed on your Credit Card.
You never receive goods.
Can you go to the Credit card company and say
the charge (listed on your bill as PayPal) is fraudlent?
PayPal has nothing to do with providing you with your merchandise -- yet that's who you paid (as far as the Credit card company is concerned)
So, by Using PayPal and services like theirs have you lost any recourse in the case of a seller not sending merchandise?
This isn't rhetorical -- The situation is real right now -- I'm still waiting to see what the Credit Card company says.
posted on July 17, 2000 10:31:09 PM new
YES PAYPAL IS THE ONE YOU CAN GET THE MONEY BACK FROM THRE VISA OR MASTERCARD AND YES THEY ARE THE ONE MAKING THE MONEY OFF YOU ON THE INTEREST FROM THE TRANSACTION ...THEY CAN SAY THEY CAN DO NOTHING TILL THE COWS COME HOME...BUT THEY ARE THE ONE CONPLETEING THE TRASACTION SO THEY HOLD SOME RESPOSIBLITY
posted on July 21, 2000 04:48:38 PM new
When I read the pay pal agreement I did not feel comfortable giving up my rights in the event of a problem. When you walk into a store and buy something using a credit card and sign something agreeing to special terms, you will not get your money back if you dispute the charge. Buy a non-refundable airline ticket with a credit card and then try to dispute the charge. I know what I read in the pay pal agreement. I would not want to use my card under those circumstances. But then again who reads those agreements anyhow.
