posted on December 10, 2001 07:03:22 PM new
After being scammed by a felon for $608.50, I still do not know where my funds are within PayPal. But let me give you a couple of scenarios:
SCENARIO A. PayPal has sent the money to the felon and stopped all investigation
Big Winner: Felon - He got my money
2nd Winner: PayPal - They got 2.9% from the felon
Big Loser: Consumer - Lost all the money
PayPal is harboring this criminal to do business on the Internet for a 2.9% gain. I have provided substantial proof and evidence that the felon has sold me pirated software that do not work, merely a bunch of junk. Despite PayPal's power to reverse the funds due to fraud, PayPal does not care because they state that I received the "junk". As long as I received the "junk", it is my duty to settle it with the seller, who has ignored me since he ran off with my money.
Benefit to Future Criminals: Criminals can collect money by sending junks to buyers. As long as they send something, even a piece of rock, PayPal will defend them and harbor these criminal activities. They will not reverse the charge and take the money from the felon's account and refund the customer. By doing so, they are harboring criminals and encouraging illegal activities.
SCENARIO B. PayPal has locked the money and frozen the felon's account, but will not refund the buyer.
Big Winner: PayPal - They got my money and all of the felon's money, including 2.9% on my transaction
Big Loser: Consumer - Lost all the money
2nd Loser: Felon - His account is frozen with more cash than just my stolen money
I cannot verify whether PayPal has frozen the criminal's account. PayPal will not specify. In this scenario, PayPal is the master criminal. If they refuse to return my money and release the felon's account, where do you think the money is going?
In both scenarios, the consumers are the big losers and PayPal is at fault. If anyone with power, be it the media or federal regulators, is smart enough to figure out what is going on here, please do something! This is an outrage! How can anyone turn a blind eye to fraud???
posted on December 10, 2001 08:37:27 PM new
what about ebay?ebay get a bigger cut than paypal?none of this would have happened if ebay ban crooks from selling ?
why are you buying on ebay instead of going to the store??
posted on December 10, 2001 08:43:37 PM new
Ebay IS doing something about this crook. PayPal does not care. They don't even investigate. There IS a difference.
posted on December 11, 2001 07:13:54 AM new
From my personal experience I would say that eBay are far more helpful than PAYPAL. As soon as something happens on PAYPAL automatic 30 day investigation no information is revealed to anyone and you are left wondering what is going to happen. Then you start looking into paypal and read all these horror stories and think the worst. Luckily I got my money back but from what has been said guess it was an early Xmas present. Most people get the standard reply yes they seller is at fault but there is $0 in their account therefore we are unable to refund you the monies.
Put it down to experience and move your business elsewhere.
posted on December 11, 2001 08:18:21 AM new
there is really no service which collect 2% from the transaction and rescue your money or reimburse you for the loss out of their own pocket.
that service co would not be in business for too long.
citibank ,wells fargo,banc one,no one can afford to do that.
i have talked to my banker several times,the only advice as a seller is that you have to build that factor into your asking price,hope that you make enough profit to offset some nasty deals such as chargebacks.
as for buyer,just proceed with caution,if the deal is too good to be true,ask why ,why me??
ask why compusa,bestbuy are asking a higher price,are they stupid?or they have good merchandise which they stand behind.
posted on December 11, 2001 11:38:52 AM new
You are correct, however most of those big companies would at least help you prosecute the criminals that stole your money. PayPal doesn't want to get involved once their money has been made. Do you think PayPal would rat out a fraudulent member? Hell no, they just protect him. After all they need the money.
posted on December 12, 2001 04:26:24 PM new
Hi dealerjim,
We do work closely with many legal authorities re: fraud. There have been several articles about it (Newsweek,etc).
We will also comply with all legal requests for information on a party that has been accused of fraud. If you are going to prosecute, then you will need to supply certain information to get information on the other party.I have advised you, as well as arurenusan, of this several times now.
Would you like it if PayPal released information on you because someone accused you of fraud without proper avenues happening? No.
posted on December 13, 2001 06:15:08 PM new
Hi dealerjim,
Are you a criminal without being proven so? Would you like us to release information about you because someone accused you of being one without due process?
No.
I hope the point I am trying to make is relatively clear.
posted on December 13, 2001 06:34:07 PM new
dealerjim,why dont you just ask one of the terrorists to go after whoever defraud you,or better,do the job yourself,you know how to track down a crook.
posted on December 14, 2001 12:44:09 PM new
I too, have been scammed by Paypal. I send $36 to a seller and never received the merchandise, so I sent the seller an email and she said she was sorry for the delay but would get items in the mail ASAP. About 5 days go by and I email her again and she says they were sent. Now 3 weeks have gone by and I send another email and she says she will send it the very next day (didn't she already say she sent it???), so I wait a little while longer, I get busy - like a have a life after paypal and then I file a claim with PayPal ONLY to have them come back to me and say 30 days has expired and they can't do anything about. Why don't I contact the buyer and try to work it out, LIKE what have I been doing for the past month. They ended the claim, never responded back. I think it is time to withdraw from PayPal and just use YahooPayDirect or C2It where there are no fees or Billpoint.
posted on January 1, 2002 04:53:16 AM new
This message is for STOPWHINNING! You have an aweful lot to say to others about situations. Everything I read in here you have a response. Some people are trying to make extra money to maybe support thier families. If you do not like ebay, paypal, etc...What the heck are you doing on here being a pest and hipo. to everyone then.!!!!! Don't you have anything better to do? What if it were YOU in some of these situations?????? Then what, you would change you name first, I am asuming????
posted on January 1, 2002 04:55:21 AM new
oops! I am sorry STOPWHINING. I have spelled your name incorectly. I just not want to give you anything to WHINE about!!!
posted on January 1, 2002 09:24:32 AM new
lbud26,
i have already grown up.
i can ask you the same question-what are you doing on this board,dont you have anything else better to do??
true ,folks are trying to make extra to support their families,but this board is about BOTH SELLERS AND BUYERS.
the complaints are coming from both sides,some buyers got taken,some seller got taken too!!
some are taking their own cc issuer to the cleaner by buying from themselves with their cc and move money around .
so what is your point,make no comment,just kiss ass all day long,is that what you do best??
posted on January 1, 2002 10:33:25 AM new
To: STOPWHINING!
I am a seller and a buyer! I have been almost taken by fraudulent cc buyers. Yes, actually I do have better things to do than go back and forth with you. I was making a statement that you were just taking it upon yourself to be a critic to everyone. This is my first time on here and all I see is you offering your sarcasim to everyone. Why don't you post something to help instead of just nonsense. Just for your info. I do not just Kiss A$$ all day. As for the people you use their own cc to scam, that is thier guilt. All I am trying to say is try offering some good advice. The first thing I would do is change my name if I were you. That is offending in itself........
posted on January 1, 2002 11:36:41 AM new
lbud26,
i can see you are new here when you said-all I see is you offering your sarcasim to everyone.
sarcasm and stopwhining are different,sarcasm is just comments which offer no productive solutions or suggestions.
i have read these posts from both sellers and buyers(yes,i have been taken too by cc buyers and i am both seller and buyer in cyberspace),just because i post my comments under stopwhining does not mean this is how i feel about individual post.
if i post under COME GET YOUR MILLION DOLLARS NOW,does that mean i am giving away a million dollars?
you can always block my posts if the name stopwhining offend you.
what do you want me to change my name to ??
pie in the sky??supercrony number one??
everything is fine in rose garden?time for nappy pooh and cookie?patty cake??
posted on January 2, 2002 11:00:41 AM new
evidently you didn't read my answer to you post on another thread where you called me a SMART ASS care to read it and comment
posted on December 21, 2001 07:50:59 PM
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you are wrong,paypal would not survive without credit card usage.
most americans are cash poor and credit rich.
anyone who uses his credit card to send this texan money for investing???first they have to pay high interest rate,second they could lose that money like enron 401k??
i think this guy is being a smart ass,wonder what he peddles??
club1man
posted on December 22, 2001 11:30:06 AM edit
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SMART ASS ??? making assumptions before you know what your talking about. I have a legitimite egold business with some 3500 customers that buy gold in small quantitys (app.$500 at a time ) the company requires a mininum purchase so I as a market maker buy it and resell it. I have an excellent reputation and moreover my customers are satisfied and that's all i'm interested in. STOPWINING your comments come from stupidy and have no validity what so ever.Learn both sides before you are drawn into making stupid and unfounded comments.
posted on January 2, 2002 11:16:39 AM new
so why dont you ask your customer to pay you direct instead of going thru paypal ??
i assume you have a merchant account to accept charges??
if you are an established market maker,why are you having problem with paypal?
posted on January 2, 2002 11:28:15 AM new
STOPWINING ?????
it is STOPWHINING,not stopwining as in stop wining and dining!!!!!!
no wonder you are having problems with your business!!!!!
posted on January 2, 2002 11:30:13 AM new
i ASSUME you have a merchant account to accept charges??
The word assume is your problem. The fact is I have many ways of receiving payments. The other fact is your pal is the only method that I have ever had a problem with and that's why I now use the other methods. The bottom line is that had I known I would have used these others and would not have had any problems.Check with the other marketers and you'll find that they have found out the same thing.
posted on January 2, 2002 12:36:13 PM new
yes,i have a merchant account to accept charges.
i also accept paypal,billpoint,yahoo direct,one click,aol direct,bidpay,mo and personal check,cash if they want to take the risk.
posted on January 2, 2002 12:42:28 PM new
some of my neighbors worked for enron,may be they should have bot gold instead of piling everything they have in enron stock.
posted on January 2, 2002 08:14:31 PM new
CLUB1MAN-how can you be so rude in a public board,after serving over 3500 customers ??
may be you should become a buddhist and let daruma enlightens you-peace ,love and good manners.
all these services shall pass,they will all return to dust,but then gold will always shine.
posted on January 8, 2002 11:23:31 AM new
Dear Ask
please read my posts again I'm not trying to be rude.If you care to email me personally I will explain in more [email protected]
posted on January 8, 2002 01:34:57 PM new
to stopwhining........are you a paypal employee?.......the way you have been reacting to the complaints of people who are frustrated with paypal service it seems you are a employee of paypal......or ...are you just getting off on people's frustrations.......because so far i have not seen any constructive solutions from you to help people who are being jerked around by paypal..........why are you so protective of paypal....why all the energy to defend paypal...........if i were paypal i sure as hell hire you for my side...........
